How to Build Credit Fast Credit is important to have and easy to gain if you know what you are doing. As long as you follow a few certain rules, you will know how to build credit fast assuming you already have a credit card.

1. Always pay all your bills on time.
2. If you are carrying a balance on your credit card, pay it off. Charge only a tiny bit each month and pay down the balance at the same time. If you charged $50 and have a balance of $1000 that you were paying $60 on before, you need to pay more than $110.
3. Get your credit report and dispute any errors found on the report.
4. Don’t try or apply to get more credit cards, new auto insurance, new cellular service, new bank accounts, or anything that will show up on your credit report.
5. Don’t charge more than you can pay off each month.
6. Only charge about 25% of your credit card’s limit at one time. If you need more than 25%, pay off your card as needed(call up or go online). Never go over 33% of your card used.
7. After you’ve had several months of good payments and proper use, call the credit card’s 800 number on the back of the card, and ask if you could get more credit. If you get more make sure you still use the extended credit properly.
8. Never cancel your first credit card, until you have many years of credit history.
9. Make sure all the credit cards you have are used each month, no matter how little, and then paid off each month.
10. Never co-sign for any relatives no matter how bad they need the credit or how much they beg you.
11. Put as many of your bills and purchases though your credit cards as you can, as long as you can pay them off each month.

That’s eleven lucky rules showing you how to build credit fast. It’s best to follow all the rules all the time. And soon you will be enjoying all the benefits of good credit.

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2. How to Choose a Credit Card
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4. How to Lower Credit Card Interest
5. How to Negotiate With Credit Card Companies